Documents Needed For Mortgage

tax return, w-2 and cashWhen buying a home in Colorado Springs or Woodland Park, different lenders will require different documentation.  This list gives you an idea of what documentation you might have to provide:

  • Two years of W2's and one month of pay stubs (if you are salaried)
  • Two years of tax returns and a Year-To-Date Profit and Loss Statement (if you are self-employed)
  • Three months of bank statements for each bank, mutual fund, and/or investment account
  • A current statement from your stock, retirement, and/or 401K statement
  • If you own rental property, provide two years of tax returns and current rental agreements
  • A copy of your divorce decree if applicable
  • If you are not a citizen, provide a copy of the front and back of your green card
  • A copy of your Homeowners Insurance Declaration Page (for refinancing)